The Affordable Care Act became law in March 2010. This health care law has multiple goals. First, it helps more people get health insurance that they can afford. It also works to make health care better and more affordable. A key aim is to slow the rise in health care costs across the country.

Subsidies are available if you meet income and household size requirements. Check if you qualify. Our agents are ready to help you with this process.

Sign up on our website. You can also get help from our agents. They can guide you through enrollment.

Saving for final expenses seems like a smart idea. Yet, you might need that money sooner than expected. Illnesses and injuries happen without warning. Medical debt is a leading cause of bankruptcy. A hospital stay could drain your savings fast. Final expense insurance offers more security. It's a better choice than relying only on savings.

Final expense insurance is a form of whole life insurance sold in small quantities, typically between $5,000 to $25,000. 

The ideal customer is often 50 or older. They may have health issues and limited funds. Often, they lack life insurance or savings for end-of-life costs. Final expense plans are simple to get approved for. These policies usually skip health exams.

You can buy final expense insurance from an insurance company or agent. Final Expense Direct has agents ready to help. Some agents work with funeral homes. They may sell "pre-need insurance." This differs from standard final expense or burial policies.

With pre-need insurance, the payout goes straight to the funeral home. With burial insurance, the payout goes to your chosen beneficiary.